This health insurance programme is for unemployed, self-employed, artisans, small and medium enterprise (SME) with less than 5 employees. The premium for the benefits package is N12,000 per person per annum and N9,000 for children under 18 years. For those who are members of trade associations or groups, there are options for amount and frequency of payments. Enrolment into the programme can be made online, at any of the participating health care providers, at the Local Government Council offices or at the ESAUHC office.