About us

The main function of the Agency is to promote, regulate, supervise and ensure effective administration of the Enugu State Universal Health Coverage Scheme (ESUHCS).

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What we do

Enugu State Universal Health Coverage Scheme (ESUHCS) provides affordable health care services for the Formal sector (which includes civil servants), the informal sector (which includes formal private sector, self-employed, artisans etc.), low income earners unable to afford the basic cost of health and Tertiary students

Universal Health Coverage

What does universal health coverage mean?

Universal health coverage (UHC) means that every resident of Enugu State has access to the health services they need (prevention, promotion, treatment, rehabilitation and palliative care) without the risk of financial hardship when paying for them.

What services are included in universal health coverage?

Essential health services (including for HIV, tuberculosis, malaria, non-communicable diseases, and mental health, sexual and reproductive health and child health) are available to those who need them. Please see the “State Standard Package of Health Services” for more information.







ESUCHS Insurance Premiums

Enugu state universal health coverage scheme (ESUHCS) insurance premiums

Primary Beneficiary
(Formal Sector)

₦12,000Annually

  • Formal sector – 15% Basic Salary (employee pays 5%, employer 10% or the full 15%). This provides cover for the primary beneficiary, 1 spouse and 4 biological children under 18 years
  • This applies to civil servants subject to monthly salary deductions (premium) as agreed with labour union
  • All pregnant women and children under five years are eligible to access free care under this scheme
Basic Minimum Package
of health Services

Primary Beneficiary
(Informal Sector)

₦12,000Annually

  • Informal Sector – N12,000 per person per annum.
  • This applies to those working as self-employed and artisans on payments of an annual premium of ₦12,000 for a single adult beneficiary
  • All pregnant women and children under five years are eligible to access free care under the scheme
Basic Minimum Package
of health Services

Each Dependent
(Under 18years of age)

₦9,000Annually

  • 25% discount for children under 18 years. Offer lasts till 31st December 2024
  • This applies to each dependent aged 6 to 18 years of a single adult beneficiary
  • All pregnant women and children under five years are eligible to access free care under this scheme
Basic Minimum Package
of health Services

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